IOB Generalist/SO Recruitment 2026 notification has been released for eligible candidates seeking a career in Indian Overseas Bank (IOB). The recruitment drive offers 291 vacancies for Manager, Assistant Manager and Senior Manager posts. Interested candidates can check the eligibility criteria, age limit, educational qualification, selection process, application fee and important dates before submitting the IOB Generalist/SO Recruitment 2026 online application. Eligible applicants should apply online within the prescribed dates to take advantage of this banking career opportunity.
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Introduction (IOB SO Recruitment 2026: 291 Manager Vacancies Apply Online)
Indian Overseas Bank (IOB), a premier Public Sector Bank headquartered in Chennai with a strong national and international footprint, has released a major recruitment notification under Advertisement No. HRDD/RECT/04/2026-27 for the year 2026-27. The bank is inviting online applications for 291 vacancies of Generalist and Specialist Officers across Junior Management Grade Scale-I (JMGS-I), Middle Management Grade Scale-II (MMGS-II) and Middle Management Grade Scale-III (MMGS-III). These positions cover critical functional areas such as Branch Management, Information Technology, Information Security, Information Systems Audit, Database Administration, Network Administration, Cyber Security, Credit, Risk Management and Security.
This recruitment drive represents a significant opportunity for experienced banking and technology professionals seeking long-term career security, structured growth, attractive pay scales under the 7th Pay Commission framework, and the prestige of serving a Government of India undertaking. Selected candidates will enjoy job stability, comprehensive allowances including Dearness Allowance, House Rent Allowance and other benefits, along with opportunities for promotions and postings across India. With the application window already open since 29 August 2026 and closing firmly on 15 September 2026, eligible aspirants must act without delay. The vacancies are provisional and may be revised based on the bank’s actual requirements, making early application essential to secure a place in this competitive process.
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Indian Overseas Bank Overview Table
| Specification | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Names | Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Systems Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (Information Systems Audit), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator), Manager (Credit), Senior Manager (Credit), Senior Manager (Risk), Assistant Manager (Security) |
| Total Vacancies | 291 posts |
| Application Mode | Online only |
| Online Registration Dates | 29 August 2026 to 15 September 2026 |
| Selection Process | Online Examination followed by Personal Interview and Document Verification |
| Official Website | www.iob.bank.in |
Indian Overseas Bank Post-wise Vacancy Details
Indian Overseas Bank has announced a total of 291 vacancies distributed across 14 distinct posts. Post Code 01 is classified as the Generalist Officer post (Manager – Branch Management), while the remaining 13 posts are Specialist Officer positions. The vacancy figures are provisional and the bank reserves the right to increase or decrease the numbers according to its operational requirements. Reservation has been provided for Scheduled Caste (SC), Scheduled Tribe (ST), Other Backward Classes (OBC), Economically Weaker Section (EWS) and Unreserved (UR) categories, with horizontal reservation for Persons with Benchmark Disabilities (PwBD).
The detailed post-wise and category-wise vacancy distribution is as follows:
| Post Name | Grade | Total | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Manager (Branch Management) | MMGS II | 100 | 15 | 7 | 27 | 10 | 41 |
| Manager (IT) | MMGS II | 65 | 10 | 5 | 18 | 7 | 25 |
| Manager (Information Security) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| Manager (Information Systems Audit) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 |
| Senior Manager (IT) | MMGS III | 10 | 2 | 1 | 3 | 1 | 3 |
| Senior Manager (Information Security) | MMGS III | 3 | 1 | 0 | 1 | 1 | 0 |
| Senior Manager (Information Systems Audit) | MMGS III | 2 | 1 | 1 | 0 | 0 | 0 |
| Senior Manager (Database Administrator) | MMGS III | 10 | 1 | 0 | 2 | 1 | 6 |
| Senior Manager (Network Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| Senior Manager (Cyber Security Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 |
| Manager (Credit) | MMGS II | 35 | 8 | 3 | 11 | 2 | 11 |
| Senior Manager (Credit) | MMGS III | 15 | 2 | 1 | 4 | 1 | 7 |
| Senior Manager (Risk) | MMGS III | 6 | 1 | 0 | 1 | 1 | 3 |
| Assistant Manager (Security) | JMGS I | 25 | 3 | 1 | 6 | 2 | 13 |
| Total | 291 | 46 | 21 | 79 | 28 | 117 |
Out of the total vacancies, horizontal reservation for PwBD categories includes 4 Hearing Impaired (HI), 5 Orthopedically Challenged (OC), 2 Visually Impaired (VI) and 1 Intellectual Disability (ID). Candidates must carefully note that the number of vacancies under each category is subject to change as per the bank’s requirements and Government guidelines.
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Indian Overseas Bank Eligibility Criteria
Educational Qualification
All educational qualifications must be obtained from a University or Institution recognized by the Government of India. The cut-off date for determining eligibility is 1 August 2026. Candidates must possess the specific degree and post-qualification experience relevant to the post applied for.
For Manager (Branch Management – MMGS II), a Bachelor’s Degree (Graduation) in any discipline is required along with a minimum of three years of post-qualification experience as an Officer in any Scheduled Public Sector Bank or Scheduled Private Sector Bank, of which at least two years must be in Branch Banking. Experience as Scale-I Branch Head is preferred.
For Manager (IT – MMGS II), candidates need B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Electronics & Instrumentation, or MCA, or M.Sc. in Computer Science/IT, plus a minimum of five years of post-qualification IT experience including at least three years in Banking/BFSI environment with hands-on expertise in specified technology domains such as Full Stack Development, Microservices, DevOps, Operating System Administration, Network Administration, Cloud Engineering or Database Administration.
Manager (Information Security) and Manager (Information Systems Audit) require B.E./B.Tech or M.E./M.Tech in relevant disciplines (Computer Science, IT, Electronics, Cyber Security or Information Security) with a minimum of two years of relevant experience in security testing, audit or related domains. Senior Manager posts in IT, Information Security, Database Administrator, Network Administrator and Cyber Security Administrator demand higher experience ranging from five to eight years in the respective specialized fields, with corresponding higher-level qualifications.
For Manager (Credit) and Senior Manager (Credit/Risk), qualifications such as MBA (Finance), PGDBA/PGDBM, CA, CMA or Master’s in Statistics/Economics along with relevant banking credit or risk management experience are prescribed. Assistant Manager (Security – JMGS I) requires Graduation plus specific service experience as a Retired Junior Commissioned Officer (JCO) or equivalent in the Armed Forces with minimum five years in the rank of JCO, or equivalent rank of Inspector with five years’ service in Paramilitary Forces or Police (not below the rank of Inspector with five years as Sub-Inspector and above).
Age Limit and Relaxations
Age is calculated as on 1 August 2026. The minimum and maximum age limits vary by post:
- Manager (Information Security) and Manager (Information Systems Audit): 22 to 32 years
- Manager (Branch Management) and Manager (Credit): 23 to 33 years
- Manager (IT), Senior Manager (Information Security), Senior Manager (Information Systems Audit), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator), Senior Manager (Credit) and Senior Manager (Risk): 25 to 35 years
- Senior Manager (IT) and Senior Manager (Database Administrator): 28 to 38 years
- Assistant Manager (Security): 30 to 45 years
Relaxation in the upper age limit is applicable as per Government of India guidelines:
- Scheduled Caste / Scheduled Tribe candidates: 5 years
- Other Backward Classes (Non-Creamy Layer): 3 years
- Persons with Benchmark Disabilities: 10 years
- Persons affected by 1984 riots: 5 years
- Ex-Servicemen / Commissioned Officers (with minimum five years military service): 5 years
Candidates claiming age relaxation must produce valid supporting certificates issued by the competent authority at the time of document verification. The maximum age after relaxation should not exceed the limits prescribed under the relevant Government rules.
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Application Fee and Payment Mode
The application fee or intimation charges are non-refundable and must be paid online only. Once paid, the fee will neither be refunded nor adjusted against any other recruitment process of the bank under any circumstances.
Category-wise fee structure (inclusive of GST) is as follows:
- SC / ST / PwBD candidates: Rs. 175 (Intimation charges only)
- All other candidates including OBC and EWS: Rs. 1,000
Payment can be made through Debit Card, Credit Card, Internet Banking, BHIM UPI or Mobile Wallets. Candidates are advised to keep the transaction receipt safely for future reference. Applications submitted without successful payment of the prescribed fee will not be considered valid. The last date for both online registration and fee payment is 15 September 2026.
Indian Overseas Bank Salary, Stipend & Pay Scale Details
Selected candidates under the IOB Generalist and Specialist Officer Recruitment 2026 will be placed in attractive pay scales as per the prevailing Indian Banks’ Association (IBA) structure applicable to Public Sector Banks. The basic pay varies according to the grade:
- JMGS-I (Assistant Manager – Security): ₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,290
- MMGS-II (Manager posts): ₹64,820 – 2,340/1 – ₹67,160 – 2,680/10 – ₹93,960
- MMGS-III (Senior Manager posts): ₹85,920 – 2,680/5 – ₹99,320 – 2,980/2 – ₹1,05,280
In addition to basic pay, officers are entitled to Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Conveyance Allowance, Newspaper Reimbursement, Telephone/Mobile Expenses, Residential Furniture Allowance, and either Bank-owned quarters or leased accommodation facility. Medical benefits, Leave Travel Concession, Provident Fund and National Pension System contributions further enhance the total compensation package. Estimated gross monthly emoluments at the starting stage range from approximately ₹75,000–₹85,000 for JMGS-I to over ₹1.25 lakh for MMGS-III, depending on the place of posting. A service indemnity bond of ₹2,00,000 (JMGS-I) or ₹2,50,000 (MMGS-II & III) for a minimum three-year service period is mandatory.
Indian Overseas Bank Detailed Selection Process
The selection process for IOB Generalist/Specialist Officers 2026 comprises two main stages. The bank may conduct preliminary screening or shortlisting based on educational qualifications, post-qualification experience and overall profile before inviting candidates for the online examination.
Stage 1 is the Online Examination consisting of 100 objective-type questions carrying 100 marks with a total duration of two hours and separate sectional timings. Candidates must secure minimum qualifying marks of 35% for unreserved/EWS categories and 30% for reserved categories in the Professional Knowledge section. There is no separate sectional cut-off for English Language or General Awareness.
Stage 2 is the Personal Interview of 100 marks. Only those who qualify the online examination will be called for the interview. The interview assesses role-related exposure, subject knowledge, communication skills and suitability for the post. Minimum qualifying marks in the interview are 50% for unreserved candidates and 45% for reserved category candidates. Final merit is prepared by assigning 80% weightage to the online examination score and 20% weightage to the interview score. Document verification and medical examination follow the final selection. The bank reserves the right to modify the selection procedure if required.
Indian Overseas Bank Complete Exam Syllabus & Exam Pattern
The online examination pattern differs slightly for the Generalist Officer post and the Specialist Officer posts.
For Manager – Branch Management (MMGS-II – Generalist):
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers) | 75 | 75 | 90 minutes |
| Total | 100 | 100 | 2 hours |
For all other posts (Scale I/II/III):
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 minutes |
| General Awareness with Special Reference to Banking Industry | 25 | 25 | 30 minutes |
| Professional Knowledge (post-specific) | 50 | 50 | 60 minutes |
| Total | 100 | 100 | 2 hours |
There is negative marking of one-fourth (0.25) of the marks assigned to a question for every wrong answer. No marks are deducted for unattempted questions. The Professional Knowledge section is post-specific and covers domain knowledge relevant to IT, Information Security, Cyber Security, Database Administration, Network Administration, Credit, Risk or Security as applicable. Medium of examination is English (Professional Knowledge for Branch Management is available in English and Hindi). Candidates must prepare thoroughly for both the common sections and the specialized professional knowledge portion to clear the minimum qualifying marks.
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Step-by-Step How to Apply for Indian Overseas Bank Recruitment 2026?
Eligible candidates must apply online only through the official website of Indian Overseas Bank. No other mode of application will be accepted. Follow these sequential steps carefully:
- Visit the official website www.iob.bank.in and navigate to the Careers or Recruitment section.
- Click on the link for “Recruitment of Generalist / Specialist Officers in various scales – 2026-27” and then on “Apply Online”.
- Register as a new user by providing basic details such as name, mobile number, email ID and date of birth to generate a provisional registration number and password.
- Log in using the credentials and fill the detailed online application form carefully with personal, educational, experience and category details exactly as per official documents.
- Upload scanned copies of recent passport-size photograph, signature, left thumb impression and handwritten declaration in the prescribed format and size.
- Preview the entire form, make necessary corrections if required, and submit the application.
- Proceed to pay the application fee online using Debit Card, Credit Card, Net Banking, BHIM UPI or other available modes.
- After successful payment, take a printout of the e-receipt and the submitted application form for future reference.
Candidates are advised to complete the process well before the last date to avoid last-minute technical issues. Keep the registration number and password safely.
Important Dates
| Event | Date |
|---|---|
| Notification Release Date | 28 August 2026 |
| Online Application Start Date | 29 August 2026 |
| Last Date to Apply Online | 15 September 2026 |
| Last Date for Online Fee Payment | 15 September 2026 |
| Admit Card Release | To be announced (Tentative – October 2026) |
| Online Examination Date | To be announced |
| Interview Dates | To be announced |
All dates are as per the official notification. Candidates should regularly check the official website for updates on admit cards, examination schedule and further stages.
Important Links
IOB Recruitment 2026-27 Notification PDF: Download Notification PDF
IOB
Recruitment 2026-27 Apply Online Link: Apply Online
IOB
Official Website: Check
Here
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FAQs
1. Can I apply for more than one post under IOB SO Recruitment 2026?
Yes, candidates may apply for more than one post provided they fulfil the eligibility criteria for each post and pay the application fee separately for each application.
2. What is the cut-off date for age, qualification and experience?
All eligibility criteria including age, educational qualification and post-qualification work experience are calculated as on 1 August 2026.
3. Is there any provision for application form correction?
The bank may provide a limited window for correction of certain details after the last date of registration. Candidates must check the official website for any such announcement. No change of category is permitted after submission.
4. What documents are required during document verification?
Original certificates of educational qualification, experience, age proof, category certificate (if applicable), photo identity proof, and other relevant documents along with self-attested photocopies must be produced.
5. Will the examination centres be allotted preference-wise?
Candidates can choose preferred examination centres while filling the application form. Allotment is subject to availability and administrative convenience of the bank.
6. Is there negative marking in the online examination?
Yes, one-fourth of the marks assigned to a question will be deducted for every wrong answer. No penalty is levied for unattempted questions.
7. What is the weightage of online exam and interview in final selection?
The final merit list is prepared with 80% weightage to the online examination score and 20% weightage to the interview marks.
8. Are women candidates exempted from application fee?
No. Application fee exemption is available only for SC, ST and PwBD categories. Women candidates belonging to other categories must pay the full fee of ₹1,000.
9. What is the probation period for selected officers?
Probation is generally six months for Generalist Officer (Branch Management), one year for most Specialist Officer posts, and two years for Assistant Manager (Security).
10. Where can I get the latest updates regarding admit card and exam dates?
All updates will be published only on the official website of Indian Overseas Bank – www.iob.bank.in. Candidates should visit the Careers section regularly.
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Conclusion
The IOB Generalist and Specialist Officer Recruitment 2026 for 291 vacancies offers an excellent opportunity for experienced professionals to join a reputed Public Sector Bank with promising career growth, competitive salary and job security. With the application window closing on 15 September 2026, eligible candidates are strongly advised to complete the online registration process at the earliest and prepare systematically for the online examination and interview stages.
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Disclaimer
Candidates must carefully read the official notification available on www.iob.bank.in before applying and ensure they fulfil all eligibility conditions. The information provided in this article is compiled from the official advertisement and reliable secondary sources for guidance purposes only. In case of any discrepancy, the official notification and subsequent updates released by Indian Overseas Bank shall prevail. The bank reserves the right to modify vacancies, selection process or any other condition. Aspirants are requested to verify all details from the official website and apply only if they meet the prescribed criteria. Best wishes to all candidates for a successful application and selection process.
